A Pan-European Personal Pension (PEPP) Product: A Must To Ensure A Decent Return For Pension Savers

In its final advice to the European Commission (EC) on the further development of a single European Union market for personal pension products (PPPs), the European Insurance and Occupational Pensions Authority (EIOPA) stressed that attempts to harmonise existing Directives and rules across the different sectors and EU Member States would be counter-productive and unnecessarily complicate the creation of an efficient Single EU Market for personal pension products.