Good morning. Welcome to all of you, especially the distinguished panelists. I want to thank Chair White for holding today’s forum, as well as being forward-thinking about financial technology (“FinTech”) by creating the Commission’s first ever FinTech working group. In her opening remarks, Chair White already mentioned a number of staffers who helped make this forum happen. I also want to recognize Michael Liftik and Ryan VanGrack from the Chair’s Office for all their efforts in coordinating this event.
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